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Understanding Annual Escrow Changes and Your Mortgage Payment
An escrow account is set up by your mortgage servicer to cover certain property-related expenses, like your property taxes, homeowner’s insurance premiums, and…
Read MoreA Simple & Important Way to Protect Your Personal Information
During the Mortgage Process When you’re making a major purchase that requires a credit pull — like getting a mortgage or buying a new…
Read MoreSente Announces Fall Benefits on VA Loan Applications
This fall, Sente is going all out to support our Veterans — from those buying homes to those who were injured and have…
Read MoreCreating Small Habits for Big Change: The Seinfeld Strategy
As a company, we kicked off 2021 reading the book Atomic Habits together. The overriding premise is that we can make incremental changes that…
Read MoreNew Conforming Loan Limits Set at $548,250 for 2021
What Does This Mean for You? The Federal Housing Finance Committee (FHFA) just announced that in 2021, new limits for conforming loans will be…
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3 Ways COVID-19 Has Impacted Retirement Savings Accounts
Even though news about the CARES Act focused on the stimulus checks and benefits for those who were unemployed, there were also far-reaching implications…
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What does the FHFA’s Announcement on Refinances Actually Mean?
As a borrower considering a refinance, you may have heard some confusing, upsetting news coming from government entities Fannie Mae and Freddie Mac this…
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Sente Budget Planner
Budgeting is one of the best ways to keep your finances on track. If you’re thinking about buying a home, then budget is probably…
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Identify Your Budget Thieves
Over time, even the most fastidious money managers run up against the budget thieves. You know how it happens — your beautifully devised budgets…
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