Mortgage
Understanding Annual Escrow Changes and Your Mortgage Payment
An escrow account is set up by your mortgage servicer to cover certain property-related expenses, like your property taxes, homeowner’s insurance premiums, and…
Read MoreUnderstanding Mortgage Buydowns
In this market, many homebuyers are looking for any opportunities to save on their home loan. Sente’s Buydown options could potentially shave thousands…
Read MoreExciting Loan Products to Meet Your Needs in the Current Market
With rising interest rates, low inventory, and changing markets, more creative loan solutions can help make your homeownership goals more attainable. A homebuyer’s unique…
Read MoreNavigating the Volatile Rate Increase of 2022
Interest rates have risen since the holidays, making this a good time to connect and plan with your Mortgage Banker (especially if you’ve already…
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It’s Now Easier for Borrowers with Student Loans to Get a Mortgage
The Federal Housing Administration (FHA) recently changed an important policy to make it easier for student loan borrowers to get approved for a…
Read MoreU.S. housing market stays strong through pandemic
As we settle into the final months of 2020, we have more insight into the health of the U.S. housing market (and what to…
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Refinancing: Understanding the Break-Even Point
Whether your refinancing goal is to lower your interest rate, lower your monthly payments, pay off your mortgage sooner, or take out some cash…
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Interest Rate vs. APR
When you’re shopping for a loan, the first thing you look at is the interest rate. It’s an important figure, certainly, but it should…
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How Your Credit Score Affects Your Mortgage Rate
If you’re like most borrowers, you don’t want your mortgage payments to be any larger than necessary. As a home buyer, you may be…
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